Privacy Policy
What Did I Lend
Effective Date: July 2026
1. Introduction
Welcome to What Did I Lend, developed by Zabingo Softwares (“we”, “our”, or “us”).
Your privacy is important to us. This application has been designed with privacy as a core principle. The app operates entirely on your device and does not collect, transmit, or store your personal information on external servers.
By using the application, you acknowledge and agree to this Privacy Policy.
2. Information We Collect
The application does not collect, store, or transmit any personal information to Zabingo Softwares.
The application does not require:
- User registration
- User accounts
- Email addresses
- Passwords
- Phone verification
- Social login
- Cloud synchronization
3. Information Stored on Your Device
The application stores information locally on your device, including:
- Item names
- Borrower names
- Phone numbers
- Due dates
- Lending dates
- Notes (if applicable)
- Images captured or selected by the user
All information remains exclusively within your device’s local storage.
No copy of this information is transmitted to Zabingo Softwares.
4. Camera Permission
The application may request Camera permission solely to allow users to attach photographs to lending records.
Captured images remain stored locally on your device.
We never upload, analyze, or access these images.
5. Photo Library Permission
If you choose to attach existing images, the application may request access to your photo library.
Images are used only for the lending records you create.
No image leaves your device.
6. SMS and WhatsApp Integration
The application provides reminder functionality.
When you choose to send a reminder:
- the application prepares a pre-filled message,
- opens your selected messaging application,
- and allows you to review and send the message yourself.
The application never sends messages automatically.
The application never stores message content on external servers.
7. Internet Usage
The application does not require an internet connection for its core functionality.
No user information is transmitted to external servers.
8. Analytics
We do not use:
- Google Analytics
- Firebase Analytics
- Mixpanel
- Amplitude
- Facebook SDK
- Advertising SDKs
- User tracking technologies
9. Advertising
The application contains no advertisements.
No advertising identifiers are collected.
10. Data Sharing
We do not sell, rent, disclose, or share your personal information with any third party.
Because we never receive your information, we cannot share it.
11. Data Security
All application data is stored locally using the operating system’s secure application storage.
Users are responsible for maintaining device security through passcodes, biometric authentication, and regular backups.
12. Data Retention
Your information remains on your device until:
- You delete individual records,
- uninstall the application,
- or erase your device.
Upon uninstallation, locally stored application data may be removed according to your device’s operating system.
13. Children’s Privacy
The application is not specifically directed toward children under the age of 13.
We do not knowingly collect information from children.
14. International Users
The application is available worldwide.
Because no personal information is transmitted to us, international privacy regulations such as GDPR, CCPA, and similar laws are inherently respected through our privacy-first architecture.
15. Changes to This Policy
We may update this Privacy Policy periodically.
The latest version will always be available with the application .
16. Contact Us
Zabingo Softwares
Website: https://www.zabingo.com
Email: support.products@zabingo.co.in